So much real estate is centred around buying your first home or moving up. Getting a smaller home has a lot of significance for several families. There can be many different reasons people downsize, and some things to keep in mind when you do! The first thought that comes to mind has to do with… Continue reading Downsizing?
Mortgage Monday Myths: You Can’t Get a Mortgage If You’re Self-Employed
There are approaching 3 million self-employed people in Canada – that’s almost 10% of the country! But obviously, with around 70% of Canadians owning their own home, there has to be a way for those of us that are self-employed to obtain a mortgage, right? Mortgage Monday Myth #2: Self-employed = no mortgage. It’s true… Continue reading Mortgage Monday Myths: You Can’t Get a Mortgage If You’re Self-Employed
The Golden Rule of Real Estate Negotiations (When Purchasing)
<drum roll please> Begin with a goal in mind! Far too often when representing buyers, it becomes apparent that people are inclined to let their emotions get the best of them during negotiations; and as a result of these emotions, they are often ready to make quick or irrational moves that can prove quite costly… Continue reading The Golden Rule of Real Estate Negotiations (When Purchasing)
How to pay less tax
If you are a first-time buyer of real estate in Ontario, you are in luck: the Ontario government has many programs in place to encourage you to buy instead of rent. Today, I am going to blog about the Land Transfer Tax rebate. Land Transfer Tax is imposed by the provincial government on all purchases… Continue reading How to pay less tax
Tips for going back to school
Going back to school can be a stressful time for a family. You’ve just had your last weekend of summer, and you know the kids will not be happy when the alarm goes off Tuesday morning! Here are some tips to help you organize your home for going back to school. Set up a workspace.… Continue reading Tips for going back to school