Happy Thanksgiving!

Boy, it sure got cold out this weekend, eh?  Enjoy the cool, crisp fall weather!  We hope you have a great Thanksgiving with your friends and families. TimTim is a mortgage agent in Barrie who specializes in helping first-time home buyers. He works with a variety of lenders and can help customize a mortgage with… Continue reading Happy Thanksgiving!

Article: Be Loyal & Don’t Shop: A Recipe for Overpaying

There is a fantastic article written by Rob McLister over on CanadianMortgageTrends today that I thought I’d share with you instead of writing one myself.  It’s a commentary on research done over the past decade which discusses how much consumers are over paying by not comparison shopping their mortgages (something that mortgage brokers do for you –… Continue reading Article: Be Loyal & Don’t Shop: A Recipe for Overpaying

Mortgage Insurance vs. Life Insurance

While most mortgage brokers don’t deal directly with insurance, we are required to offer mortgage insurance to our clients when putting together mortgage financing.  Here’s a quick look at the differences between the two options.  If you have any questions about mortgage insurance versus life insurance, ask your mortgage broker and we can usually point… Continue reading Mortgage Insurance vs. Life Insurance

Can You Afford to Buy a Home?

Article courtesy of Genworth Canada.   The first thing any prospective homebuyer needs to do is determine whether they can afford to buy the home they want. Many people believe they have to save a large down payment. Thanks to mortgage insurance, there are various programs that enable homeownership with little or no down payment at… Continue reading Can You Afford to Buy a Home?

Mortgage Monday Rate Update – September 2012

We’re back into the swing of things after taking a week off last week – I hope everyone had a great long weekend last weekend.  Whether you like it or not, stats and numbers are a part of the world of mortgages. When rates change even the slightest of percentage points, it could cost or… Continue reading Mortgage Monday Rate Update – September 2012