Retiring With Debt: The New Reality?

Article courtesy of MCAP.   Summer holidays can be a reflective time – a time to look at the bigger picture and think about long term objectives and realities. We all work hard. We all deserve a comfortable and fulfilling retirement. More and more Canadians are coming to terms with the prospect of retiring with debt… Continue reading Retiring With Debt: The New Reality?

Chattels and fixtures and lawyers, oh my!

We got an interesting call at the office yesterday: my partner’s client arrived at his new home to find that the vendors had taken the furnace with them. When my partner called the seller’s lawyer to ask for an explanation, he explained that the furnace was a chattel, was not included in the agreement, and… Continue reading Chattels and fixtures and lawyers, oh my!

A Review of “The New Mortgage Rules”

As you’ve probably heard, there were a plethora of changes directed at the mortgage industry last week by Finance Minster Jim Flaherty along with the OSFI (Office of the Superintendent of the Financial Institutions of Canada). This is the 4th time since the credit crisis in 2007 that the Department of Finance has clamped down… Continue reading A Review of “The New Mortgage Rules”