In my home office, I have three large IKEA bookshelves. I acquired them separately over the years, but made sure to always buy the same exact model and finish so that, now that they are in a row on the same wall, they look like a beautiful, built-in shelf, where all of my books are… Continue reading Buying bookshelves
Article: Pay Your Mortgage Like It’s 2007 – You’ll Save a Pile of Money
There’s a fantastic article in the Globe and Mail today by Robert McLister about how much money Canadians could save in the long run if we were paying our mortgages as if interest rates were what they were 5 years ago. Today’s rates could save $101,700 if projected out over 25 years on a $200,000… Continue reading Article: Pay Your Mortgage Like It’s 2007 – You’ll Save a Pile of Money
Leasing to own
In the Barrie area, we have several adult communities; most notable are Hoe Doe Valley, Big Cedar Estates and Sandy Cove Acres. All of these communities are comprised of communal areas and, generally, mobile (or otherwise movable) homes. Sometimes, the land is owned; sometimes, there is a lease over the land for many years. In… Continue reading Leasing to own
10 Things to Consider Before Your Mortgage Renews
Article courtesy of Genworth Canada. Have you explored all your options? Once you receive your mortgage renewal statement, there’s nothing easier than simply signing on for another term. But while this may make sense in many cases, your family or financial situation may have changed over time. Mortgage brokers can look for opportunities that could… Continue reading 10 Things to Consider Before Your Mortgage Renews
Closing time
Tim shared a great post a few weeks back from Genworth regarding closing costs on a real estate deal. These are all important considerations before you confirm that you have enough funds to be able to close. Here’s another: tax adjustments. Depending on where you live, your city will charge property taxes every so often.… Continue reading Closing time