Fixed Rate Mortgage Pricing – Getting Ahead of the Curve

Starting two weeks ago and for one more week after today’s post, our regularly-scheduled Mortgage Monday blog posts are featuring a 4-part series courtesy of MCAP on how and why mortgages are priced the way they are (starting with Part 1 two weeks ago: The Bond Market and Fixed Income Yields – How Does it… Continue reading Fixed Rate Mortgage Pricing – Getting Ahead of the Curve

Risk? What Risk? Mortgage Investment From the “Buy Side”

Starting last week and for the next couple of weeks, our regularly-scheduled Mortgage Monday blog posts are featuring a 4-part series courtesy of MCAP on how and why mortgages are priced the way they are (starting with Part 1 last week: The Bond Market and Fixed Income Yields – How Does it Really Work?).  If… Continue reading Risk? What Risk? Mortgage Investment From the “Buy Side”

The Bond Market and Fixed Income Yields – How Does it Really Work?

This week and for the next several weeks, our regularly-scheduled Mortgage Monday blog posts will feature a 4-part series courtesy of MCAP on how and why mortgages are priced the way they are.  If you have some basic financial knowledge, it shouldn’t be overly complex (that being said, these next couple of posts aren’t for… Continue reading The Bond Market and Fixed Income Yields – How Does it Really Work?

Government Releases a ‘Mortgage Prepayment Code’

Yesterday, the federal government published a ‘Mortgage Prepayment Code‘ which basically guides all (federally regulated) lenders how they communicate the IRD (Interest Rate Differential) to borrowers. Yay! This has been a long time coming. For years, banks and lenders have been obscuring penalty descriptions with vague, complicated formulas for calculating prepayment charges. A link to… Continue reading Government Releases a ‘Mortgage Prepayment Code’